分散投资的利弊
现在几乎每天都会曝出几个互联网理财诈骗案,data:image/png;base64,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**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data:image/png;base64,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**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**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针对这一问题,很多人开始用分散投资的方法,分散投资是指同时投资在资产类型或不同证券上,投资的对象、区域、地域甚至期限都是可以分散。这样投资的好处就是资金流动性好,大大的降低了投资风险,但是这样投资也是有弊端的,分散投资需要了解多家公司,操作起来比较麻烦,甚至在对投资对象不太了解的时候就开始投资。而且即使有收益,收益也比较低。
沙发哦,楼主说的分散投资法很有道理,点个{:soso_e179:}
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